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Who in Myrtle Beach should purchase flood insurance?  Well, the short answer for that is - everyone.  Of course people who live near the ocean or other bodies of water have an increased exposure to flood, but anyone can experience a flood at any time.  Flooding can also occur from rain, snowmelt, mudslide, dam failures, and inadequate drainage systems.  This danger is very real, approximately 25% - 30% of flood insurance claims come from low risk areas.  By now most of us know, but it is important to explain that most Homeowner's insurance does not cover damage caused by a flood.  Your Homeowner's insurance policy probably covers water damage caused by a burst pipe or from an opening in the wall or roof of the house, but not from rising water.  A licensed local insurance agent can help by providing information such as the flood zone your home is in and the annual premium for a Flood insurance policy.       
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John said...
That was a pretty good & quick blurb about flood insurance. How many customers called for flood insurance after hurricane Sandy?

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